Speaker Biographies

Confirmed speakers

Moderators

Michel Barnier

Commissioner for Internal Market & Services, European Commission

Personal details:
French
Born January 9, 1951 in La Tronche (Isère)
Married
3 children

Current duties:
Since February 2010 - European Commissioner for Internal Market and Services
Since March 2006, Vice President of the European People's Party
Since 2006, Political Advisor of the UMP (Union pour un Mouvement Populaire)

Political career:
June 2009 - February 2010: Member of the European Parliament, President of the French delegation of the EPP
June 2007 - June 2009: Minister of Agriculture and Fisheries
April 2004 - May 2005: Minister of Foreign Affairs
1999 - 2004: European Commissioner in charge of Regional Policy and the Reform of European Institutions
1997 -1999: Senator of Savoie
1995 - 1997: Minister of European Affairs
1993 - 1995: Minister for the Environment
1982 - 1999: President of the Regional Council of Savoie
1978 -1995: Deputy of Savoie
1973 - 1999: Regional Councillor for Savoie (Bourg-Saint-Maurice District)

Professional career:
February 2006 - May 2007: Vice President of Mérieux Alliance, in charge of International Relations
Since September 2005: Member of the Council of State

Other activities:
In 2006, Special Advisor to the President of the European Commission, José Manuel BARROSO. Presentation of a report proposing the creation of "For A European Civil Protection Force: Europe Aid "
Since May 2003: Founding President of the club "New Republic"
1997 -1999: President of the French Association of the Council of European Municipalities and Regions
1987 - 1992: Co-president with Jean-Claude KILLY of the Organisation Committee of the XVIth Olympic Games of Albertville and Savoie

Publications:
2008: "Europe, cards on the table“ - Acropole
2008: "Who will feed the world: a new agricultural revolution" - Acropole
2007: "Atlas for a sustainable world" - Acropole
2005: "Sortir l’Europe des idées reçues" - Plon
2001: "Notre contrat pour l'alternance" - Plon
1994: "Vers une mer inconnue" - Pluriel
1994: "Le Défi écologique - Chacun pour tous" - Hachette
1992: " Atlas des risques majeurs" - Plon
1985: "Vive la politique" - Stock

Education:
Diploma - Paris College of Business
1972: Diploma - ESCP

Languages:
French (mother tongue)
English

Vitor Constâncio

Vice-President, European Central Bank

Education:
1965: Degree in Economics awarded by the Instituto Superior de Ciências Económicas e Financeiras (nowadays called Instituto Superior de Economia e Gestão, ISEG), Universidade Técnica de Lisboa
1973-1974: Post-graduate studies at the University of Bristol (UK)

Professional career:
1965-1973: Assistant Professor of Economics, ISEG
1972-1973: Head of Department, Economic Models and Global Programming at the Centre of Planning Studies
Professor, Instituto Superior do Serviço Social
1974-1975: Secretary of State, Planning in the I and II Provisional Governments
1975: Head of Research Department, Banco de Portugal
1976: Secretary of State, Budget and Planning
1977: Deputy Governor, Banco de Portugal
President, Commission for European Integration
1978: Minister of Finance
1979: Deputy Governor, Banco de Portugal
President, Commission for European Integration
1980-1981: Professor, Universidade Católica Portuguesa
Member of Parliament and President, Parliamentary Commission on European Affairs
President, Portuguese section of the European Movement
1981-1984: Deputy Governor, Banco de Portugal
1982-1984: Guest Professor, Universidade Nova de Lisboa
1985-1986: Governor, Banco de Portugal
1987-1988: Member of Parliament
1989-1994: Guest Professor of Economics, ISEG
Senior Adviser, Banco de Portugal
1995-1999: Guest Professor of Economics, ISEG
Member of the Conselho de Estado, an advisory body to the President of the Republic
Member of the Board, Executive Director, Banco Português de Investimento and subsequently non-executive member, Board of EDP
2000-2009: Governor, Banco de Portugal and member of the ECB Governing Council
Guest Professor of Economics, ISEG
2010: Vice-President of the European Central Bank

Erkki Liikanen

Governor, Bank of Finland; Chairman, High level expert group on reforming the structure of the EU banking sector

Mr Erkki Liikanen, MPolSc (Econ.), has been Governor of the Bank of Finland since 2004. He was appointed for a second 7-year term by the President of Finland on 11 March 2011.

Mr Liikanen, a former EU Commissioner, Ambassador and Minister of Finance, is one of the longest serving members of the Governing Council of the European Central Bank. He is Chairman of the ECB Audit Committee, with a mandate to enhance the corporate governance of the ECB and the Eurosystem. He is also Governor of the International Monetary Fund for Finland.

At the European Commission, Mr Liikanen was responsible for Enterprise and Information Society, and earlier for Budget, Personnel and Administration. In all, Mr Liikanen was a member of the European Commission for almost ten years.
In the early 1990s, Mr Liikanen was head of the Finnish Mission to the European Union.

Before commencing his international career, Mr Liikanen was Minister of Finance for Finland.

Mr Liikanen is so far the youngest person ever to become a member of the Finnish Parliament, starting his parliamentary career in 1971 at the age of 21.

Mr Liikanen is an economist by training. He holds a masters degree in Political Science (Economics) from the University of Helsinki. He also holds honorary doctorates from the University of Technology, Finland (2003) and Aalto University School of Economics, Finland (2011).

Mr Liikanen is married to Hanna-Liisa Liikanen PhD. They have two daughters.

An active member of civil society, Mr Liikanen serves as President of the Finnish Red Cross.

MP Azevedo

Deputy Director, Office of Complex Financial Institutions (OCFI), US Federal Deposit Insurance Corporation (FDIC)

MP Azevedo is the Deputy Director for International Coordination in the Office of Complex Financial Institutions at the FDIC. She is based in Washington, DC.

Until December of 2010, Ms. Azevedo was the Senior Vice President and Associate General Counsel in charge of the international regulatory affairs at Western Union. In this position, she lead the group’s global regulatory strategy and established banks, payments institutions and other regulatory platforms for the company and its relationships with its regulators. Ms. Azevedo also founded the international corporate governance group at Western Union and served on many of the Company’s Boards of Directors.

Prior to joining Western Union, Ms. Azevedo was a partner at Winthrop, Stimson, Putnam and Roberts and served as the partner in charge of its Brussels office. In private practice, she represented many of the most prominent international financial services companies, such as Goldman Sachs, American Express and The Toronto-Dominion Bank in regulatory matters. Ms. Azevedo also represented clients in acquisitions and mergers.

Ms. Azevedo is a graduate of Connecticut College, The Fletcher School of Law and Diplomacy and The University of North Carolina School of Law at Chapel Hill.

Pedro Solbes Míra

Former European Commissioner for Monetary Affairs & Spanish Minister of Economy and Finance, (Currently a Senior Advisor to Barclays)

After graduating in European economics from the Libre Université de Bruxelles and in law from the Complutense University of Madrid, he pursued advanced studies at the latter university, earning a doctorate in political science.

He joined the civil service in 1968 as an official at the Spanish Ministry of the Economy and Trade and subsequently has held prestigious positions at Spanish and EC institutions. In particular, in Spain from 1986 to 1991 he was Deputy Minister of Foreign Affairs, with responsibility for relations with the European Community, and from 1991 to 1993 Minister of Agriculture, Food, and Fisheries, while from 1993 to 1996 and from 2004 to 2009 he was Minister of Economic and Financial Affairs. With regard to the European Community, from 1999 to 2004 he was Commissioner of Economic and Monetary Affairs.

Elected to the Spanish parliament in 1996 and 2007, he left the Parliament in 2009.

He has been for three years, chairman of the supervisory board of the EFRAG (European Financial Reporting Advisory Group), a member of the Conseil de Garants of Notre Europe, chairman of FRIDE (a private Spanish foundation focused on foreign relations and democracy), and president of the Spanish section of the Hispano-Chinese Forum.

Previously a member of the board of directors of several Spanish companies as the representative of public capital, he has been a member of Enel’s Board of Directors since May 2011.

Member of the Board of Directors of Barclays Spain (July 2011) and advisor to Barclays PLC.

Paola Testori-Coggi

Director General, Directorate-General for Health and Consumers, European Commission

Paola Testori Coggi is Director General in the Directorate-General for Health and Consumers of the European Commission since April 2010.

In July 2007 she became Deputy Director General for Health and Consumers with specific responsibility for food safety and animal health, inspections and scientific matters.

Since 2000, as Director for the Safety of the food chain, she has been responsible for the White Paper on food safety and the legislative action programme as well as the management of emergencies.

She was previously Advisor for consumer health in the Cabinet of Commissioner Emma Bonino and she worked on the definition of the new EU policy on consumer health after the food safety crisis.

Paola Testori Coggi joined the European Commission in 1983 in the Directorate-General for Environment where she worked until 1989 in the field of the control of dangerous chemicals and industrial risks. Afterwards, she served as Member responsible for the research programmes on life sciences, environment and energy in the Cabinet of the Vice-President of the European Commission, Filippo Maria Pandolfi. She also worked in the EU Joint Research Centre where she was responsible for administrative coordination.

Paola Testori Coggi is a biologist from the University of Milan, Italy, with a Master degree in Ecotoxicology. In 2008 she received a Doctor Honoris Causa in Veterinary Medicine at the University of Cluj, Romania.

Sven Giegold MEP

Member, ECON Committee, European Parliament

Member:
ECONCommittee on Economic and Monetary Affairs
DANDDelegation for relations with the countries of the Andean Community
DLATDelegation to the Euro-Latin American Parliamentary Assembly

Substitute:
EMPLCommittee on Employment and Social Affairs
DMERDelegation for relations with the Mercosur countries

Curriculum vitae (The MEP is solely responsible for the information published):
- Studied adult education, politics and economics in Lüneburg, Bremen and Birmingham; Master's in economic policy and economic development from the University of Birmingham (UK); visiting student in the economic sciences faculty of Paris XIII University (2004-2005).
- Developed the Ecological Centre in Verden, with 40 jobs in environmental businesses and social initiatives (1996-1999). Co-founder of Attac Deutschland (2000); representative of the BUND federal association (BUND-Bundesverbandes) on Attac's coordination and governing bodies. Co-founder of the international Tax Justice Network (London)(2002). Development of European Attac coordination (including membership of teams coordinating campaigns, events and political declarations)(since 2002). Co-founder of the Institut Solidarische Moderne e.V. (January 2010).
- Member of the European Parliament (since July 2009); Verts/ALE Group's coordinator in the Committee on Economic and Monetary Affairs.
- Member of the presiding assembly of the German Evangelical Synod (since 2007).
- Worked in the youth environmental movement (1986-2001). Co-founder of the environmental housing cooperative AllerWohnen eG, where he lives in an environmental community housing project (since 1998). Intensive speech-making and media presence in the areas of globalisation criticism, ecology and tax policy (since 2001)

Matthew Elderfield

Head of Financial Regulation, Central Bank of Ireland

Matthew Elderfield is Deputy Governor of the Central Bank of Ireland, responsible for financial regulation. He joined the Central Bank of Ireland in January 2010. He is responsible for prudential, conduct of business and markets supervision of financial services companies in Ireland. He is one of three executive members of the Commission (Board) of the Central Bank.

Mr. Elderfield is the alternate chair of the Management Board and Board of Supervisors of the European Banking Authority. He is a member of the Governing Council of the European Systemic Risk Board, the Executive Committee of the International Association of Insurance Supervisors and the Management Board of the European Insurance Occupational Pensions Authority.

Prior to taking up his position at the Central Bank of Ireland, he was Chief Executive of the Bermuda Monetary Authority (BMA) from 2007-2009, with responsibility for supervision of all financial services companies in Bermuda, including the third largest global reinsurance center.

Prior to joining the BMA, he spent eight years at the UK Financial Services Authority (FSA) as a Head of Department in a variety of posts, responsible for exchange and clearing house supervision, for secondary markets and listing policy and for banking supervision.

Before joining the FSA, Matthew Elderfield established the European operations of the International Swaps and Derivatives Association (ISDA) and held posts at the London Investment Banking Association, the British Bankers Association and a Washington-DC based consultancy firm.

In March 2011, Mr. Elderfield was appointed as an Adjunct Professor at University College Cork.

Matthew Elderfield graduated from Cambridge University in 1988 with a Masters degree in International Relations, and earned a Bachelors degree in Foreign Service, cum laude, from the School of Foreign Service, Georgetown University in 1987.

David Wright

Secretary General, International Organization of Securities Commissions

After graduating from Worcester College, Oxford in 1974 in politics, economics and philosophy (PPE) David has worked for nearly 34 years in the European Commission from 1977- 2011. He held a variety of posts including at the beginning of his career responsibility for oil and gas data in the Statistical Office, Luxembourg (1977-1981) during the second oil crisis; energy policy coordination and modelling in the Directorate General for Energy, Brussels (1982-1987); and then industrial trade policy negotiations during the Uruguay multilateral trade round (1987-1989).

From 1989-1992 he was a member of President Delors' "Think Tank" called the "Cellule de Prospectives" where he worked on industrial policy and wrote the first Commission document on sustainable development. In this period he co-authored a book with Professor Alexis Jacquemin on the post-1992 EU political and economic agenda called "Shaping factors, shaping actors".

From 1993-1994 he was a member of Sir Leon Brittans' Cabinet and worked on various aspects of trade and industrial policy, including completion of the Uruguay Round in 1994. In 1995 he became an Adviser to President Jacques Santer in his Cabinet – covering competitiveness, industrial and telecom policies, political relations with the UK and Ireland, financial services, risk capital and various other trade and foreign policy briefs.

From March 2000 – October 2010 he was first Director, then Deputy Director-General for securities and financial markets, then for all financial services policy in DG Internal Market and Services. He helped design and drive forward the Financial Services Action Plans to integrate the EU's capital and financial services markets. He was the rapporteur for both the Lamfalussy (2000/1) and De LaRosière Committees (2008/9), chaired the Securities and Banking Committees and represented the Commission in the Financial Services Committee and in various FSB/G20 fora. He also played a leading role in the EU-US financial markets dialogue in this period.

He was the EU Visiting Fellow at St Antony's College, Oxford until July 2011 and was a Member of the European Commission's Task force on Greece until the end of January 2012.

David Wright’s appointment as Secretary General of the International Organization of Securities Commissions (IOSCO) commenced on 15 March 2012.

Koos Timmermans

Vice-Chair, ING Bank

Koos Timmermans (1960, Dutch nationality) has been vice chairman of the Management Board Banking of ING since 1 October 2011. He succeeded Eric Boyer.

From 24 April 2007 to 1 October 2011, he served as chief risk officer and as a member of the Executive Board of Amsterdam-based ING Group. In this period, he also served as CRO on the Management Board Banking and Management Board Insurance of ING Group.

ING is a global financial institution of Dutch origin offering banking, investments, life insurance and retirement services. Our 94,000 employees serve over 67 million private, corporate and institutional customers in over 40 countries in Europe, North America, Latin America, Asia and Australia. We draw on our experience and expertise, our commitment to excellent service and our global scale to meet the needs of a broad customer base, comprising individuals, families, small businesses, large corporations, institutions and governments.

Koos Timmermans joined ING in 1996. He performed various roles: head of Treasury ING Insurance, head of Corporate Market Risk Management and from 2006-2007 he was deputy CRO of ING Group. Prior to ING, he worked for IBM’s European Treasury in Ireland. He started his career at ABN Amro in 1986.

Mr Timmermans graduated from Erasmus University Rotterdam in 1986 with a master’s degree in economics.

Nadia Calviño

Deputy Director General, DG Internal Market & Services, European Commission

Nadia Calviño is Deputy Director General for financial services in the Directorate General for Internal Market and Services in the European Commission. In her current responsibility she oversees the department's work on all areas related to financial markets, banking, insurance, investment funds, audit, accounting, company law and corporate governance. She has held the present position since November 2010. She joined the European Commission in September 2006 as Deputy Director General for Mergers in the Directorate General for Competition. In September 2007, her area of responsibility was enlarged to cover Antitrust enforcement, including cartels.

A career civil servant in Spain (Técnico Comercial y Economista del Estado), before joining the European Commission she worked in the Ministry for Economy occupying different positions in the areas of foreign trade, macroeconomic forecasting, economic policy and competition. She worked in this area for more than nine years; as senior antitrust case handler, Deputy Director General for Legal Affairs, Deputy Director General for Mergers and finally, from May 2004, Director General for Competition.

An economist and a lawyer by training, she has worked as a teacher of Economic Policy and the financial system in the Spanish University (Universidad Complutense de Madrid).

Darcy Bradbury

Managing Director, D. E. Shaw Group

Darcy Bradbury is a managing director of D. E. Shaw & Co., L.P. and director of external affairs for the D. E. Shaw group. In that capacity, Ms. Bradbury is responsible for managing government and regulatory affairs and communications for the firm globally. She served as chair of the board of the Managed Funds Association from 2009 to 2011 and is currently a member of that organization’s executive committee. Ms. Bradbury has over 30 years of experience in finance in the private and public sectors. She received an M.B.A. with honors from Harvard Business School and an A.B. in social studies, magna cum laude, from Harvard University.

John Kay

Visiting Professor of Economics, London School of Economics

John Kay is one of Britain’s leading economists. He is a distinguished academic, a successful businessman, an adviser to companies and governments around the world, and an acclaimed columnist. His work has been mostly concerned with the application of economics to the analysis of changes in industrial structure and the competitive advantage of individual firms. His interests encompass both business strategy and public policy. Today he is probably most widely known for his weekly column in the Financial Times, which ranges over topical issues in economics, finance and business. A guide to his recent writing can be found on his website www.johnkay.com

He was born and educated in Scotland, at the Royal High School, Edinburgh, and at Edinburgh University before going to Nuffield College, Oxford, as a graduate student. He is a Fellow of the British Academy and the Royal Society of Edinburgh. He has been awarded an honorary D.Litt by Heriot-Watt University, Edinburgh.

He began his academic career when he was elected a fellow of St John’s College, Oxford at the age of 21, a position which he still holds. As research director and director of the Institute for Fiscal Studies he established it as one of Britain’s most respected think tanks. Since then he has been a professor at the London Business School and the University of Oxford, and is currently a visiting Professor at the London School of Economics. He was the first director of Oxford University’s Said Business School.

In 1986 he founded London Economics, a consulting business, of which he was executive chairman until 1996. During this period it grew into Britain’s largest independent economic consultancy. He has been a director of Halifax plc and remains a director of several investment companies. Now his time is principally devoted to writing.

He is a frequent writer, lecturer and broadcaster. Two collections of his writings have been published, Everlasting Light Bulbs in 2004, and The Hare & the Tortoise in 2006. He is the author of Foundations of Corporate Success (1993), and The Business of Economics (1996). The Truth about Markets (2003) is a balanced assessment of the strengths and weaknesses of market organisation and of the role of financial markets in it. (A US version, Culture and Prosperity, appeared in 2004).

The Long and the Short of It, published in January 2009, is an explanation of how the financial system operates, a critique of its provision for personal investors, a guide to the elements of financial economics, and a survival manual for individuals bereft of advice they can, or should, trust. The Long and the Short of It illustrates some of the ways in which mistaken concepts of rationality distort decisions in finance, business and politics.

This theme was developed in his latest book Obliquity, published in March 2010 in Europe and will be published in the US in the spring of 2011 and in translations in eleven other languages. Obliquity is the idea that complex goals are rarely best achieved when pursued directly: the happiest people are not those who pursue happiness, the wealthiest people are not the most materialistic, the most profitable companies are not the most profit-oriented. The book explores the way in which bogus notions of rationality are used in modern politics, business and finance to justify decisions which are made (and necessarily made in different ways).

In July 2011 Vince Cable, Secretary of State for Business Innovation and Skills in the UK government, asked him to lead a review of equity markets and long term decision making. The review had an advisory board with representatives of business, asset management, and the beneficiaries of equity investment and was supported by a team from the department. The review produced an interim report in February 2012 and a final report in July 2012.

He commutes between London, Oxfordshire and the south of France, and his favourite recreation is walking in the mountains behind the French Riviera, an opportunity for reflection which provides many of his best ideas.

Curt Hess

CEO of Europe Retail and Business Banking, Barclays

Curt is the Chief Executive of Europe Retail and Business Banking. Appointed in September 2012, Curt leads the Barclays Retail and Business Banking operations in Spain, Portugal, France and Italy.

Curt joined Barclays in 2007 and prior to this role, he was Chief Financial Officer (CFO) for Barclaycard and Barclays Africa. In February 2011, he was appointed CFO of Europe Retail and Business Banking.

Prior to joining Barclays, Curt has spent the majority of his career at Citigroup and Bank of America based in New York, where he has held a number of senior financial roles.

Curt graduated from Queens College, City University of New York and has a Bachelor of Arts, in Accounting and Information Systems.

Curt is on the Board of Directors for CNP⁄BVP (JV Banassurance) as Vice Chairman.

Curt was born in New York, and now lives in London with his wife and two children.

John Houston

Senior Partner, Kreab Gavin Anderson

John is a senior public affairs consultant who has been at the cutting edge of EU financial services policy issues for over two decades. He has advised many of the world’s largest companies and financial institutions on EU matters. Previously, John was a member of the Cabinet of the European Commissioner responsible for financial services, a political journalist, and a Special Adviser to the British Foreign Minister. He was the founding chairman of the European Public Affairs Consultancies Association and the author of the Code of Conduct which now underpins EU consultancy business.

Jeremy Anderson, CBE

Chairman, Global Financial Services, KPMG

In Jeremy's capacity as Chairman of KPMG’s Global Financial Services practice he advises clients across the globe on how to assess and respond to the changing landscape of Financial Services. He regularly engages with regulators, policymakers and task forces on the major initiatives designed to improve financial stability, transparency and trust. This enables him to bring a wide and practical perspective to discussions on key financial, regulatory, operational and corporate governance issues.

Jeremy has spent 30 years working with the banking and insurance industry. He has advised in the areas of strategy, risk management, governance, IT, operational transformation, payments, mergers and bank restructuring. He has worked extensively with major banks to help them execute global programmes as they deal with the challenges of a fast changing global market, particularly in response to the Euro crisis and the changing regulatory agenda. He has worked with clients across Europe, the United States and Asia Pacific.

Jeremy is a Commissioner of the UK Commission for Employment and Skills and is a former Chairman of the UK National Employment Panel. He was awarded a CBE in 2005 for his services to employment.

Pierre Francotte

Professor, Solvay Brussels School of Economics and Management and Former CEO, Euroclear, (Currently a Senior Advisor to Kreab Gavin Anderson)

Mr. Francotte has worked in the financial industry for 30 years, including the last 20 in the securities industry. He was a lawyer with the International Monetary Fund in Washington DC for over 10 years where he worked among other matters on debt rescheduling in the 1980s and on Russia and Eastern Europe in the early 1990s.He then held different senior management responsibilities for JP Morgan when it was operating Euroclear and became the first CEO of Euroclear Bank when it was set up in 2000. He was CEO of Euroclear group until 2010. He was a member of the CESAME group of experts on securities clearing and settlement set up by the European Commission in the mid 2000s. He chaired the CEPS working group of market experts on the MiFID review in 2011. He teaches courses on financial markets at the Solvay Brussels School of Economics and Management. He is also an independent Board member of Belfius Bank (formally known as Dexia Bank Belgium).

Stefano Micossi

Director General, Assonime

Current positions:
Director General, Assonime (since April 1999). [Assonime is a business association and private think tank active in corporate law, capital markets, company taxation, competition and regulation polices, IPR]
Professor at the College of Europe (since 1991) [course on“EU Internal Market: Economic Institutions and Policies”]

Other positions and professional affiliations:
Chairman of CIR Group Board of Directors [CIR is listed on the Milan Stock Exchange in the blue chip market segment]
Member of the Board of Directors of Banca Nazionale del Lavoro – BNP Paribas.
Member of the Board of Directors and Executive committee of EuropeanIssuers, the European association of listed companies.
Member of the Board of Directors of the Centre for European Policy Studies (CEPS) in Brussels.
Member and Coordinator of the scientific committee of Confindustria, the Confederation of Italian Industry.
Founding member and coordinator of EuropEos, an association of leading journalists, jurists, economists and political scientists created to foster the European construction

Former positions:
Director General for Industry at the European Commission (1995-1998). Director of Economic Research in Confindustria (1988-1994).
Economist (1972-78), Head of Office (1980-85), Assistant Director and then Director (1987-88) of the International Division of the Bank of Italy’s Research Department.

Publications:
Has published extensively in national and international economic journals on macro-economics, international economics and European economic and policy affairs.
Has written influential Policy Briefs for CEPS, editorial comments for il Sole 24 Ore, La Stampa, the Financial Times, the Wall Street Journal Europe, Vox-EU, La Voce, Project Syndicate, and at present collaborates regularly with La Repubblica – Affari e Finanza.
Co-author of three widely read pamphlets on the financial crisis, “Keep it simple: Policy responses to the financial crisis” (with Carmine Di Noia, Assonime and CEPS, March 2009), “Overcoming too big to fail – A regulatory framework to limit moral hazard and free riding in the financial sector” (with Jacopo Carmassi and Elisabetta Luchetti, Assonime and CEPS, March 2010), “Time to set banking regulation right”, CEPS, March 2012.